On a job to that value, and a time scale of only 3 weeks, I personally would not ask for anything up front, most good reputable builders hold trade accounts, so material etc can be booked out, and billed monthly, plenty of time to do the job and settle account.
But I will stress, we hear a lot about cowboy builders, but some customers can be just as bad when it comes to payments.
I have found over the years large organisations, estate agents etc are very late payers, sometimes withholding monies for 3/4 months.
No one can expect any decent tradesman to wait this long, so long as every thing has been done to spec.
There has got to be complete trust between the builder and customer, so it could be worthwhile to just draw up a small schedule of works and a stage payment.
I dont know what your job is ,but if it was an extension I would agree on a payment when footings up to dpc and floor slab, 2nd payment superstructure with roof on, final payment upon completion.
If its a smaller job, agree to pay for material, skips, plant etc when it has arrived on site.
这样对你们双方都有好处，建设者承担材料费用，只有在你拖延付款的情况下才会失去劳动力成本，如果他离开现场，你就有材料。
I havent had any of these problems, but there could be a first time, and there is always the small claim courts, to recover costs, which works well for both parties.

我还在FMB注册，他们曾多次检查我的工作。属于这样的组织对建造者和他或她为之工作的客户都有好处。一个建造者就是一个建造者，而不是在工作完成之前不付利息的人。要求25%的定金，并在整个工作过程中提供一个定期的付款计划并不是不合理的。他或她将被期望给予一个由双方签署的付款收据。不久前，我完成了一个没有存款计划的工作，因为没有支付而损失了很多钱。我再也不会在没有得到会计和律师确认的存款的情况下开始工作了。如果有人说，一个优秀的建筑工人应该有足够的资源来维持和完成工作，而不需要押金或中期付款，这是不现实的。总的来说，我们都需要履行承诺，需要有固定的收入来维持生活。所有声誉良好的建筑商都没有商业账户，我个人支付，因为我去，然后我知道确切地从每天我在任何工作我接受。

Being a member of the fmb means little. just that the builder has paid his 500 quid. a year for a crappy mag and a load of junk mail. no deposit, fair payments as soon as work starts.

i took a £2000 pound deposit last august for a job and still waiting for the balance of £6,400 on completion so i can see were the builder is coming from ,customers are notorious slow payers and forget us tradesman have mortgages and bills just like them

I agree with golden crown we too are members of the FMB and have to adhere to strict critia. I normally take 40% deposit for any work if its a extension this would generaly get us up to roof hieght. Even though most builders have trade/credit accounts this doesnt mean we should pay for the clients materials. We always use legaly binding contracts when collecting a deposit and as FMB Members know the deposits are coverd by insurance backed gaurentee if anything did go wrong.

I love the way some are saying 'A good builder...' Its up to the business and builder how he/she takes payments, I take a deposit to cover materials and hire etc, My customers have been happy with this arrangement for over 20 yrs, so please don't invent your own criticism or rulings for payments. A good builder is an honest and professional business who builds to high standards, I have to cover my end because as much as most customers are good decent people I have been stung in the past with those trying it on and not paying. After all, you don't go to Tesco and get your shopping and say at the till 'hey mate, I'll pay ya next week if ok'...it's a business and you cannot be judged by how good or bad you are on how you ask for your payments-proof is in the end result.

A good well set up builder should have the resources to finance his own work.

However in todays troubled times getting paid is a worry and it's all about risk reduction, for both parties.

My advice is a small deposit say £1,000 if it is asked for. Then a substantial interim payment if you are happy with progress after a couple of weeks, of say 4-5 K, leaving a reasonable sum to make sure the job is completed. (Finishing a job is always the hardest part for a builder, when most of the value is complete and just the snagging to do).

Martyn Blair

I get materials paid for up front then staged payments. I never used to, untill i lost £7,500 when customers would not pay, their are dodgy builders out their and dogy customers. talk to your builder and come to an arangement that suits you both.
Regards Roger

My advice is NO deposit , get a firm time schedule for the work , divide the total amount into weekly payments or four equal payments at quarter intervals . remember the job is based on trust both ways . If you have any reasons to think you shouldnt pay raise the issues at each stage and once sorted make a payment. Put the agreement down on paper and both sign a copy . most importantly make sure both parties are completely agreed as to what the cost includes, its the small grey areas that always cause a problem.

Hi there,
In my opinion I do not believe in any federation. I have been in the trade 30 years - father and grandfather prior and never have we dealt with them.
We ask for a % of materials up front and stage payments there-after.
As long as we have good customer satisfaction - the payments come naturally.
If it were an extension then yes I would agree as we deal with them conracts only and 25% is what we ask for as the cost of an extension is classed as large works. On a small works such as £8000.00 we would ask for no more than 15% up front.

You must bare in mind though that for every 10 bad builders that you see on these T.V programmes there are over 20 good ones or it could be just a case of a newly established business as we were and just need that bit of cash to commence.

As a paying customer you will know if it's right or wrong as we builders do with our potential customers.

Thanks
Paul

hello
i sort of agree with martyn i would ask for a 30% deposit end of week 1 £2000 end of week 2 £2000 and a balance on completion its not just about a builder financing the job its also about the customer committing to the builder TRUST is the big thing in any project
steve

i would always take a deposit and stage payments all well and good having trade acounts but are also rogue customers as well as rogue traders any works undertaken for the client will be paid for by client - i am also member of fmb but that wont get you paid

We normally offset a big deposit with retainer at the end.

So we take 10% deposit and 5% retainer or 20% deposit and 10% retainer.

This way the builder has all the money to get the big push started and then the client has piece of mind that at the end they have something to hold on to.

同意预付定金，中间付款，并在所有问题解决后支付。
Regards Mark

We would normally ask for 25% on Contract and rest on Completion. But we also offer an independent Deposit protector from the DGCOS

严格的付款时间表将减少双方的风险。即使是短期的项目也宜提供合理的付款方案。

After running a ltd company doing extensions and loft conversion for 15 years , my Attitude towards clients has changed , i would never take a deposit , when i first started out , work was always done on small stage payments , but as my company has grown , ive found this policy to be Fatal to my buissness as the clients often try to get out paying if not for the job for extras and its usually the builder who losses in reality, we must stop this practice, as most clients are unreasonable, and have unrealistic expectations of the works in hand and often use your final payment as a bargin chip

The best payment for a job at the amount of £8000 will be in three individual payments 30% 30% and 40% on completion providing the customer is happy with the overall job

We would not tend to ask for a deposit upfront unless it was a extremely big job even so maybe after footings etc had been put in place and materials were on sight we might ask for around 15% to 20% percent of payment

I personally don’t ask for a penny upfront or even in between, I tell my clients they only pay once the job is fully complete and they are happy with the results, this in my opinion puts the client as total ease and helps towards a smooth running project, A lot of the time my clients are chasing me to send them an invoice.